Those who love to travel by camper will know: even to travel by this means, it is mandatory to have insurance for the compensation of damages that may be caused while driving. The premium is calculated on the basis of the driver’s insurance history and the characteristics of the vehicle, as is the case with a normal car insurance policy.
How to compare online camper insurance and save money
The camper policy is essential to protect against the risks that a long journey (but not only) implies, but choose the most suitable coverage by checking individually the many solutions offered by insurance companies could be fast. To make the choice easier, it is useful to use the service comparison service provided by Assicurazione: in a few steps our service compares the best rates for you, allowing you to drive safely and serenely by paying the premium more cheaply.
The premium will be calculated on the basis of the displacement of the vehicle, the personal details of the driver, his insurance history, the merit class, and will also vary depending on the ceiling, the minimum amount of damage remaining to the insured person’s load, any exclusion clauses, or the guarantees added to the Civil Liability policy. The duration of the contract is annual and, thanks to the abolition of the tacit renewal, once the deadline has expired, it is possible to change the company freely, without the need to give notice.
RC Camper: roofing and operation
The camper insurance falls into the category “other vehicles” but despite the different classification, is a regular liability insurance, mandatory for driving on the road. Furthermore, it is always possible to expand the coverage envisaged, including the accession clauses decidedly suitable for campers, namely:
Loading and unloading, to protect against damage to third parties during loading or unloading of material from the camper;
Irregular transport, protects passengers “not up to standard” (for example because they are super-numerated with respect to what is established in the vehicle registration document) who suffer damage;
Non-regulatory weight, which provides for the waiver of compensation by the company if the vehicle is above the maximum weight in case of accident;
Civil Liability transported, insures the damages suffered by the passengers of the vehicle if they were caused by the driver;
Civil liability of the camper, provides for the reimbursement of damage to third parties when the camper is stationary or parked;
Trailer transport without own plate, covers the risk due to the towing of a trailer without own license plate, transported by your own camper.
In addition to these additional guarantees, the insured can add other typical coverage’s, such as fire and theft, vandalism and natural events, roadside assistance, legal protection, kasko, crystals. In this way it is possible to personalize your policy by choosing the most suitable combination of guarantees, in an extremely flexible way.
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